PROCHAMPS Blog | Fight Blight through Proactive Property Registration

Proactive Property Registration with PROCHAMPS

proactive-property-registration-PROCHAMPS.jpg“Be proactive, not reactive. For an apparently insignificant issue ignored today can spawn tomorrow’s catastrophe.”— Ken Poirot.  When it comes to the art and science of proactive property registration, author and business CEO Ken Poirot certainly hits the nail on the head.  The benefits of proactive registration versus reactive registration are numerous, and are the foundation of the approach PROCHAMPS takes in getting out in front of the challenges of timely property registration. 

At the end of the day, registration benefits communities and local governments dealing with neighborhood blight caused by mortgage default, foreclosure proceedings and the resulting impact of abandoned and vacant residential structures.  In the long run, registration also saves banks, mortgage servicers and legally identified property ownership considerable time, money and the potential ancillary expenses associated with property registration compliance.

Proactive Benefits to Communities and Local Governments


Communities around the country have responded to the housing market crash of 2007 by developing and putting into place more than 2,000 various Vacant Property Registration Ordinances (VPROs) to combat neighborhood blight and the associated problems it brings.  Here is just a brief PROCHAMPS checklist of how proactively dealing with the issue is beneficial.

  • Property registration, in some cases even before properties become vacant and abandoned, gives local governments the opportunity to assess the size and scope of the problem in their respective communities—helping them to develop cost-effective and timely responses to the problem.
  • Proactive property registration can help local police and fire departments monitor and mitigate potential public health, safety and crime issues often associated with foreclosed, abandoned and vacated properties.
  • Timely registration reduces the likelihood of the development of property maintenance or code enforcement issues.
  • Registration holds responsible parties attentive to property registration fees and renewals as well as maintenance requirements, helping to minimize the costs to local governments of monitoring properties in these categories.
  • Registration helps address the stabilization of nearby residential structures and neighborhoods, minimizing the potential for a downturn in property values and the preservation of local tax bases—all which have the potential to impact local government and municipal general operating budgets.

Proactive Benefits To Banks, Mortgage Servicers, Legally Identified Ownership

While there are initial costs to banks, mortgage companies and mortgage servicers to comply with various VPRO requirements, proactive costs are substantially less expensive compared to negligent response to VPROs or tardy action when it comes to the timely registration of a single property, or a large portfolio of properties somewhere in the mortgage default and foreclosure timeline, or vacant/abandoned status.  Here are just a few PROCHAMP reminders of how proactive property registration lowers the cumulative costs to those entities holding legal property title:

  • Initial property registration fees average between $150-$200 per year per property.  That cost pales in comparison to potential fines for failure to register or late registration, or lack of renewal when completion of the foreclosure process and ultimate property disposition becomes lengthy as it often does .  Some local property registration ordinances have escalating fine and penalty structures that can balloon a few hundred-dollar registration, into punitive costs in the thousands of dollars if timely compliance is not met.
  • Proactive registration helps ensure banks, mortgage servicers and other responsible parties are aware and comply with maintenance and code enforcement requirements, again limiting financial exposure to property ownership in the forms of potential fines, civil, and in some cases criminal citations for failing to comply with registration in a time sensitive manner.
  • Registration saves the above-mentioned parties considerable time in researching, complying with and monitoring changes in VPRO requirements that may impact the obligation to register as these properties move through various stages of the foreclosure process.
  • In the long run, proactive property registration gives responsible parties a nudge in the direction of maintaining these properties to preserve resale value once foreclosure proceedings have been completed and the properties are in the position of resale and productive reuse.

Providing Proactive Solutions to Property Registration Problems

PROCHAMP’s proactive approach to property registration utilizes industry standard best practices on behalf of partnering municipalities and local governments that includes researching, identifying, tracking and establishing contact information with responsible parties.

We share with partnering community’s registration and renewal fees and property ownership contact information by employing a multi-functional, user-friendly web-based application system.

Our proven approaches to proactive property registration also enable local Code Enforcement and local Law Enforcement direct access to contact information of responsible parties for follow up and follow through on registration compliance as well as public health and safety concerns posed by foreclosed, abandoned and vacant properties.  Additionally, our mobile app, Compliance Direct, allows for code enforcement angets to have real-time access to inspection data while in the field. 

Each of these practices is designed to assist communities to gain higher compliance, preservation of neighborhoods and surrounding properties, and lowered cost of property registration compliance.

If your municipality could benefit from a strategic PROCHAMPS partnership and our proven track-record approach, we invite you to visit our web page, take a tour of our “Tutorial and Ask Questions’ section, or call us today at 321-421-6639.

Fight Blight Property Registration